When running a small or medium-sized business in Australia, time is everything. Whether you’re replacing a crucial piece of equipment, managing seasonal cash flow, or seizing an opportunity for growth, waiting days—or even weeks—for loan approval can cost you more than just time. That’s why at Capital Plus Finance, we’re proud to offer our 24-Hour Approval Promise. This isn’t just a slogan—it’s a commitment to helping Australian business owners move quickly and confidently when they need funding most.
But what exactly does “24-Hour Approval” mean? And how can it benefit your business in real, tangible ways? In this blog, we’ll walk you through the ins and outs of our promise, and how it can help unlock better business finance outcomes for your growing enterprise.
Table of Contents
- What Is the 24-Hour Approval Promise?
- Why Speed Matters in Business Finance
- How Capital Plus Finance Delivers Fast Approvals
- What This Means for Your Business
- Frequently Asked Questions
- About Capital Plus Finance
What Is the 24-Hour Approval Promise?
At Capital Plus Finance, our 24-Hour Approval Promise means eligible business loan or equipment finance applications can receive conditional approval within one business day. This rapid turnaround allows you to plan and act with confidence, knowing that your funding is underway.
We work closely with over 40 trusted lenders across Australia to secure the right finance solutions tailored to your needs. Whether it’s a small business loan, equipment finance, or cash flow solution, we strive to give you clarity fast—without the red tape.
What does “approval” include?
- Conditional approval within 24 hours of receiving complete application documents
- Clear communication about loan terms, repayment options, and next steps
- Assistance in selecting the best-fit lender from our wide network
Why Speed Matters in Business Finance
Delays in financing can have a serious impact on your business’s operations, growth, and bottom line. Here’s why a fast approval process makes all the difference:
Seize time-sensitive opportunities
Business opportunities don’t wait. Whether it’s a limited-time equipment discount, a new contract, or a chance to expand, fast finance lets you act quickly and with confidence.
Maintain healthy cash flow
Quick access to working capital helps smooth over fluctuations in revenue, avoid missed payments, and keep your business running smoothly.
Stay ahead of competitors
When you can act faster than competitors, you’re in a stronger position to win new customers, secure valuable stock, and invest in your team or infrastructure.
How Capital Plus Finance Delivers Fast Approvals
We understand that fast doesn’t mean rushed. Our streamlined application process ensures speed without compromising on quality or support.
Here’s how we do it:
- Expert guidance from day one
Our experienced finance brokers work with you to understand your goals, then match you with the right lenders and products. - Smart documentation checklist
We help you prepare everything needed up front, reducing back-and-forth and speeding up the review process. - Technology-driven processing
With digital tools and streamlined systems, we reduce paperwork and shorten the time between enquiry and approval. - Strong lender relationships
With access to over 40 lenders, we know which ones offer fast-track assessments and are most suited to your business profile.
What This Means for Your Business
Our 24-Hour Approval Promise empowers you to make smarter decisions faster. Here’s how you can benefit:
- Minimise downtime by replacing or upgrading equipment without delays
- Improve your cash flow with timely access to funding
- Grow with confidence, knowing your finance partner is responsive and reliable
- Avoid missed opportunities, especially in fast-moving markets or seasonal industries
Whether you’re in construction, retail, logistics, or professional services, time-sensitive finance is often the difference between moving forward or falling behind.
Frequently Asked Questions
Is 24-hour approval guaranteed?
While we strive for 24-hour turnaround, this depends on receiving a complete application and supporting documents. Complex applications may require additional time.
What kinds of loans qualify for 24-hour approval?
Most equipment finance and small business loans under standard limits qualify for fast-track processing.
Can I apply online?
Yes! You can start your application online, and one of our brokers will contact you shortly after to guide you through the process.
Will applying affect my credit score?
We aim to minimise impact by only submitting your application to relevant lenders after careful assessment and with your consent.
About Capital Plus Finance
Capital Plus Finance is an experienced equipment finance broker based in Sydney and The Hills Shire, proudly helping Australian SMEs access smart, flexible finance solutions. With a panel of over 40 lenders and a team that truly understands the needs of local businesses, we’re here to help you grow, upgrade, and thrive—faster.
From small business loans Australia-wide to cash flow lending, we tailor each solution to your unique situation. And with our 24-Hour Approval Promise, we’re making business finance more responsive than ever.
Ready to experience fast, reliable business finance?
Visit capitalplusfinance.com.au to get started today.
