Australian businesses are increasingly investing in renewable energy and eco-efficient assets—not only to reduce their environmental impact but also to cut energy costs and future-proof their operations.

Whether it’s solar panels, battery storage, electric vehicles (EVs), or energy-efficient machinery, Green Asset Finance makes it easier for businesses to invest in sustainable equipment without straining cash flow.

In this guide, we’ll cover how green finance works, what kinds of assets are eligible, and how small to medium business owners in Australia can access funding to power a cleaner, more efficient future.

Table of Contents

• What Is Green Asset Finance?
  
• Eligible Equipment for Green Financing
  
• Benefits of Financing Green Assets
  
• Key Considerations Before You Apply
  
• How Capital Plus Finance Can Help
  

What Is Green Asset Finance?

Green asset finance is a type of equipment finance specifically designed to fund the purchase and installation of environmentally friendly or energy-efficient assets.

It allows businesses to borrow funds to invest in sustainable technology—such as solar energy systems or electric machinery—and repay the cost over time. Some lenders even offer lower interest rates or special loan terms for qualifying green assets.

The goal? Help your business save on energy bills, reduce carbon emissions, and stay competitive in an increasingly eco-conscious economy.

Eligible Equipment for Green Financing

Most green finance lenders will fund a wide range of sustainable and renewable assets, including:

☀️ Solar Panels and Solar Systems
✅ Commercial rooftop solar
✅ Ground-mounted solar farms
✅ Hybrid solar systems with inverters

🔋 Battery Storage and Energy Management
✅ On-site battery storage systems
✅ Smart metering and energy monitoring tools
✅ UPS (Uninterruptible Power Supply) for backup

🌱 Energy-Efficient Equipment
✅ High-efficiency HVAC systems
✅ LED lighting upgrades
✅ Low-energy refrigeration or production machinery
✅ Water-saving and waste-reduction technology

🚚 Electric Vehicles (EVs) and Charging Stations
✅ Commercial EVs, utes, and vans
✅ Fleet charging infrastructure for businesses
✅ Hybrid-electric industrial equipment

Note: To qualify for green finance, most assets need to meet specific energy-efficiency or sustainability standards—some lenders may require documentation or certification.

Benefits of Financing Green Assets

Whether you’re a tradie, a manufacturer, or a business owner with a commercial property, the benefits of green asset finance go beyond just “doing the right thing.”

💡 Lower Operating Costs
Renewable systems like solar can significantly reduce your power bills—especially in energy-intensive operations.

💡 Improved Cash Flow
Instead of paying upfront, you spread costs across affordable monthly repayments while your equipment starts generating savings.

💡 Government Incentives
You may be eligible for federal or state rebates, tax write-offs, or depreciation benefits. Always check with your accountant or refer to current ATO guidelines.

💡 Lower Interest Rates
Some lenders offer discounted rates or flexible terms for approved green finance deals—recognising the long-term value of sustainable investments.

💡 Enhanced Brand Reputation
Going green can improve your market image and appeal to environmentally conscious customers, clients, and investors.

Key Considerations Before You Apply

Before jumping into green equipment finance, here are a few things to think about:

📌 Asset Suitability

• Will the asset deliver energy savings or efficiency improvements for your business?
  
• Is it certified or approved under recognised energy-efficiency programs?
  

📌 Upfront vs. Ongoing Cost

• Do installation or maintenance costs align with your budget and expected savings?
  

📌 Property Ownership

• If installing solar or EV infrastructure, do you own or lease the premises? (Some landlords may need to approve system upgrades.)
  

📌 Usage & ROI

• How will you measure return on investment—power savings, carbon offsets, or business growth?
  

📌 Finance Structure

• Do you prefer a loan (own the asset) or lease (potentially lower upfront cost but no ownership)?
  

How Capital Plus Finance Can Help

At Capital Plus Finance, we help Australian businesses finance green assets that reduce costs and support sustainability goals.

We work with over 40 lenders and understand which ones offer tailored solutions for:

☀️ Solar panel and battery storage systems
☀️ Energy-efficient plant and machinery
☀️ Electric vehicles and fleet upgrades
☀️ Commercial EV charging stations
☀️ Government-compliant green energy upgrades

We’ll also help structure repayments to suit your cash flow, compare offers across banks and specialty green lenders, and ensure your application is as smooth and stress-free as possible.

👉 Ready to go green with your next business upgrade? Talk to Capital Plus Finance today: https://capitalplusfinance.com.au/

About Capital Plus Finance

Capital Plus Finance is a Sydney-based equipment finance broker helping small businesses across Australia invest in vehicles, machinery, and eco-friendly technology. Whether you’re switching to solar or expanding your EV fleet, we’ll help you find the right funding to grow sustainably.

Visit capitalplusfinance.com.au to get started.